All students are required to have international medical insurance while they are abroad. Most providers will include it within the program, but if yours does not, you will need to purchase international medical insurance. Coverage varies widely for each program and it is your responsibility to know your coverage. Make sure that you know what is covered under your policy, including how prescription drugs are covered, if the plan has a deductible, etc. When outside of the U.S., you will likely be asked to pay for your medical care first and then will need to seek separate reimbursement; ask your provider how this will be handled.
The University of Hartford requires that all students have coverage with the UnitedHealthcare Global Emergency Travel Assistance Policy. This is NOT health insurance but instead an emergency travel, medical, and security provider. The services provided by UnitedHealthcare Global range from telephone advice and referrals to coordinating evacuations in the event of a crisis abroad.
The UnitedHealthcare Global network of multilingual specialists operates 24 hours a day, 365 days a year from UnitedHealthcare Global Emergency Response Centers around the world. Your membership, provided by the University of Hartford, protects you against a variety of difficulties that could arise while you are abroad. The coverage is designed to supplement the policies, procedures, and support staff the University of Hartford alrady has in place.
Whenever you are traveling or living abroad, you can access up-to-date reports on more than 170 countries worldwide on health issues, medical care, and vaccination requirements via the UnitedHealthcare Global website - your home page for travel, health, and safety information. The website also contains online security tools including global monitoring, country specific information, and travel tips.
Please speak with your doctor regarding your prescriptions while you're overseas. If possible, bring enough medication for the entire duration of your program. If it is not possible to bring a full supply of medication, please consult with your dctor. Beware of customs limitations and regulations on medications overseas. All medications should be clearly labeled with your name and in the original container. It is best to bring a note from your physician that describes your condition and the necessity of the medication, as well as a generic brand name as some specific brands may not be available in your location.