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Spousal Life Insurance


Group Policy Number: 724328
Phone number: 1-877-238-6200
Aetna Website:

Regular full-time and regular part-time faculty and staff can purchase term life insurance coverage for their spouse in $10,000 increments, to a maximum of $100,000. Proof of insurability is required for coverage above $40,000.

The employee pays 100 percent of the premium for this coverage, which is currently $0.225 per $1,000 worth of coverage per month. Plan rates are subject to change.

Coverage is effective on the first day of the month following an employee's date of hire. An Optional Life Insurance form must be completed and returned to HRD.

Changes to life insurance elections can be made during open enrollment, with changes becoming effective the following Jan. 1. Changes can also be made within 31 days of a qualifying event, as defined by the IRS. Examples of qualifying events include, but are not limited to, marriage, divorce, or birth of a child.

All life insurance policies are term insurance and are discontinued upon separation of employment. Portability or conversion options may be available. Refer to the plan document for details.

Questions regarding this policy should be directed to your designated HR Service Partner.

For further information regarding the plan document please visit the forms page.

This page is designed to summarize the University of Hartford's spousal life insurance benefit. It is not intended to be all inclusive. Where there are differences between the provisions of this website and more specific statements contained in University files (such as plan documents), those statements shall control.