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Age Plus Completed Years of Service (minimum 10) equal 75 on or after January 1, 2006
To be eligible for continuation of unsubsidized medical benefits, you must have been enrolled in a University-offered group medical plan for a minimum of two years prior to retirement. If you elect to continue the University-offered group medical plan into retirement, you will be given the opportunity to re-evaluate your coverage options every fall during the University’s annual open enrollment. Actively enrolled dependents are eligible for continued coverage per plan guidelines; however, no new dependents are eligible to enroll for coverage after the onset of retirement.
Due to the expense of the pre-age 65 group medical plan, you are allowed to decline continuation of coverage in the under age 65 medical plan. You can enroll in the University’s group Medicare Supplement plan upon the attainment of Medicare eligibility (usually the first day of the month in which you attain age 65). Please contact HRD at least 3 months prior to Medicare eligibility to ensure timely enrollment in the University’s group plan.
To confirm your eligibility for retirement benefits, please contact your HR Manager.
Under Age 65: If you (or your spouse/same-sex partner) are under age 65 at the time of retirement, you are not yet eligible for Medicare. However, you can elect to continue your current individual, retiree +1 or retiree +2 or more medical insurance coverage. You will be billed 100% of the monthly premium cost for this coverage.
Over Age 65: Once you (or your spouse/same-sex partner) attain age 65, Medicare will become your primary insurance. You must notify Social Security (1-800-772-1213) to enroll in Medicare, Parts A and B. You will be eligible to participate in the AARP Options - Medicare Supplement Plan F and Prescription Drug coverage through UnitedHealth Medicare Rx. You will be eligible on the first of the month in which you attain age 65 (or if your birthday is the first of the month you are eligible the first of the month prior). Please consult the applicable United HealthCare plan materials for information regarding coverage and out-of-pocket costs. You and your spouse/same-sex partner will be billed 100% of the monthly premium cost for your supplemental coverage. You must contact HRD at least three months in advance of your planned retirement in order to ensure proper processing and timely enrollment.
If you are enrolled in the dental plan at the time of retirement, you can elect to continue this coverage. You will be billed 100% of the monthly premium cost (dental insurance rates). Actively enrolled dependents are eligible for continued coverage per plan guidelines; however, no new dependents are eligible to enroll for coverage after the onset of retirement.
All group life insurance ends upon retirement. Conversion and/or portability options may be available. Appropriate paperwork is available through HRD and must be requested within 30 days following the date of retirement.
Upon retirement, a $2,000 life insurance policy is maintained at no cost to the retiree. Please contact HRD if you have questions regarding current beneficiary information on file.
Retired faculty and staff who have completed 10 years of continuous service are eligible for the same tuition remission benefits made available to active full time faculty and staff. (This does not include the Tuition Exchange or Consortium tuition benefits). Please contact HRD for more information and applicable paperwork.
This policy is subject to change at the discretion of the University.
Please contact your designated HR Representative if you change your address at any time during your retirement.