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Personal Accident Insurance

Group Policy Number: OK-809423
Phone number: 860.226.6000

Regular full-time and regular part-time faculty and staff can purchase personal accident insurance coverage for themselves and their families. Personal accident insurance can help you pay expenses if you, your spouse, and/or covered family members are seriously injured or killed in a covered accident. This coverage can help ensure that tragedy doesn't take both an emotional and a financial toll on your family. Please refer to the Personal Accident Insurance brochure for further details.

The employee pays 100 percent of the premium for this coverage. The monthly cost will vary depending on the level of benefit and coverage option elected. Age and benefit reduction rules apply. Plan rates are subject to change.

Coverage is effective on the first day of the month following an employee's date of hire.

Changes to life insurance elections can be made during the annual open enrollment window, with changes becoming effective the following Jan. 1. Changes can also be made within 31 days of a qualifying event, as defined by the IRS. Examples of qualifying events include, but are not limited to, marriage, divorce, or birth of a child.

All life insurance policies are term insurance and are discontinued upon separation of employment. Conversion options may apply upon separation of employment, please refer to the plan document for details.

Questions regarding this policy should be directed to your designated HR Service Partner.


For further information regarding the plan document please visit the Forms Page.

This page is designed to summarize the University of Hartford's personal accident insurance benefit. It is not intended to be all inclusive. Where there are differences between the provisions of this website and more specific statements contained in University files (such as plan documents), those statements shall control.