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Dependent Child(ren) Life Insurance


Group Policy Number: 724328
Phone number: 1-877-238-6200
Aetna Website:

Regular full-time and regular part-time faculty and staff can purchase dependent child(ren) life insurance coverage in $5,000 increments, to a maximum of $25,000. Proof of insurability is required for coverage above $10,000.

Dependent children are defined as 14 days to 19 years of age (19 to 25 years of age if the child is a full-time student).

The employee pays 100 percent of the premium for this coverage, which is currently $0.13 per $1,000 worth of coverage per month. Premiums do not change regardless of the number of dependent child(ren) you may have. Plan rates are subject to change.

Coverage is effective on the first day of the month following an employee's date of hire. An Optional Life Insurance form must be completed and returned to HRD.

Changes to life insurance elections can be made during the annual open enrollment window, with changes becoming effective the following January 1. Changes can also be made within 31 days of a qualifying event, as defined by the IRS. Examples of qualifying events include, but are not limited to, marriage, divorce, or birth of a child.

All life insurance policies are term insurance and are discontinued upon separation of employment. Portability or conversion options may be available. Refer to the plan document for details.

Questions regarding this policy should be directed to your designated HR representative.

For further information, including the plan document and enrollment materials, please visit the forms page.

This page is designed to summarize the University of Hartford's dependent child(ren) life insurance benefit. It is not intended to be all inclusive. Where there are differences between the provisions of this website and more specific statements contained in University files (such as plan documents), those statements shall control.