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Entrance/Exit Interviews for Perkins Loans

The Loan Control Office is located in the Bursar's Office and conducts the entrance/exit interviews for Perkins Loan borrowers.

Entrance Interview:  First time Federal Perkins Loan borrowers at the University of Hartford must complete an entrance interview prior to the disbursement of their loan funds. At the entrance interview, you will fill out a promissory note for the loan and have a counseling session briefing you on your rights and responsibilities as a borrower. Interviewees should bring a license and a list of three personal references of persons not living at their permanent home address. Borrowers also need to provide the address information for each of their references.

Exit Interview:  Whenever a student-loan borrower graduates, withdraws, leaves, or drops below half-time status at the University, the student must complete an exit interview according to federal regulations. Borrowers receive important information about their repayment obligations and update information about themselves given during a previous entrance interview. Interviewees should bring a license and a list of three personal references of persons not living at their permanent home address. Borrowers also need to provide the address information for each of their references.

At these interviews, information will be provided, including

  • An information sheet on your loan obligation and your rights and responsibilities as a borrower

  • A repayment schedule containing information about interest rates, fees, the balance you owe, and repayment options

Borrowers will also be told more about their rights and responsibilities, including

  • A grace period and an explanation of what this term means

  • Deferments for certain defined periods, if qualified
  • A promissory note when the loan is made, and proof of cancellation when the loan is paid in full
  • Requesting a forbearance

  • Prepaying a loan in whole or in part at any time without an early repayment penalty

For dates and times of entrance/exit interviews, contact the Loan Control Office at 860.768.4361.